Finance Mathematics: The Basics Of Financial Analysis

Financial Maths – A Practical Course with Real-World Case Studies & Excel Templates to Master TVM, NPV, IRR & More

What you'll learn

Explain the Time Value of Money (TVM) and its importance in financial decision-making using real-world scenarios

Calculate present and future values of single amounts and annuities using simple and compound interest formulas

Apply financial math formulas such as NPV (Net Present Value) and IRR (Internal Rate of Return) to evaluate investment opportunities

Differentiate between nominal and real interest rates, and understand the impact of inflation on investment returns

Use Microsoft Excel to solve financial problems involving interest, annuities, perpetuities, and investment decisions

Evaluate loans, savings plans, and investment alternatives using discounting and compounding techniques

Estimate the value of perpetuities and understand their role in long-term planning such as endowments and real estate valuations

Analyze financial scenarios (case studies) and make informed decisions using structured problem-solving approaches

Build financial confidence in handling personal or business financial planning by understanding foundational concepts and tools

Requirements

No previous experience needed for this course. You will learn everything you need to know

Description

If you want to understand how money grows, how investments are evaluated, or how to make smarter financial decisions — this course is perfect for you!In today’s world, financial literacy is more important than ever — and the ability to apply mathematical thinking to money is a game-changer. This course will equip you with practical, hands-on skills in financial mathematics using real-world case studies and Excel-based templates — no advanced math or finance background required.In this course, you will learn everything you need to know about how to apply core financial math concepts like the Time Value of Money (TVM), Net Present Value (NPV), Internal Rate of Return (IRR), annuities, and perpetuities to everyday financial and business scenarios. Whether you're evaluating a loan, saving for retirement, or planning a business investment — this course gives you the tools to do it with confidence.What’s covered in this course?Understand and apply the Time Value of Money — the foundation of all financial decisionsCalculate simple and compound interest, present and future valuesUse Excel formulas and templates to solve real-world financial problemsEvaluate investment opportunities using NPV and IRRAnalyze loan payments, EMIs, and savings plans using annuity formulasDistinguish between nominal and real interest rates, and understand inflation’s impactExplore perpetuities, retirement planning, and investment returnsWork through hands-on case studies to apply your skills to realistic financial decisionsYou’ll also get:Downloadable Excel templates to use in your own financial planningCase studies based on personal finance and business investment scenariosA strong foundation for further studies in finance, investing, or business analyticsWhat makes us qualified to teach you?The course is taught by Ananya, a retail strategy professional with over 7 years of experience in project management and business analytics. She holds an MBA from the Indian Institute of Management Ahmedabad, and brings a practical, engaging teaching style that makes complex financial ideas simple and applicable.Our PromiseTeaching our students is our job and we are committed to it. If you have any questions about the course content, Excel exercises, or business examples, you can post in the course Q&A or reach out directly — we’re here to support your learning journey.Don’t miss this opportunity to master the building blocks of finance with real-world applications and Excel-based tools. Enroll now and take control of your financial future!

Overview

Section 1: Introduction to the Course

Lecture 1 Introduction to the Course

Lecture 2 Course Resources

Section 2: Introduction to Time Value of Money (TVM)

Lecture 3 Concept of Time Value of Money (TVM)

Lecture 4 Key Components of Time Value of Money (TVM)

Lecture 5 Applications of TVM

Section 3: Compounding and Future Value

Lecture 6 Simple Interest

Lecture 7 Simple Interest Case Study using Microsoft Excel

Lecture 8 Compound Interest

Lecture 9 Compound Interest Case Study using Microsoft Excel

Section 4: Discounting and Present Value

Lecture 10 Discounting Concept and Present Value

Lecture 11 Present Value Case Study using Microsoft Excel

Section 5: Nominal vs. Real Interest Rates

Lecture 12 Nominal vs. Real Interest Rates

Lecture 13 Nominal vs. Real Interest Rates Case Study using Microsoft Excel

Section 6: Net Present Value (NPV) and Investment Decisions

Lecture 14 NPV and Investment Decisions

Lecture 15 Net present Value (NPV) Case Study using Microsoft Excel

Section 7: Internal Rate of Return (IRR)

Lecture 16 Internal Rate of Return (IRR)

Lecture 17 Internal Rate of Return (IRR) Case Study using Microsoft Excel

Section 8: Annuities

Lecture 18 Annuities and Future Value of Annuities

Lecture 19 Future Value of Annuities Case Study using Microsoft Excel

Lecture 20 Present Value of Annuities

Lecture 21 Present Value of Annuities Case Study using Microsoft Excel

Lecture 22 Equated Monthly Instalment (EMI)

Lecture 23 Equated Monthly Instalment (EMI) Case Study using Microsoft Excel

Section 9: Perpetuities

Lecture 24 Perpetuities

Lecture 25 Perpetuities Case Study using Microsoft Excel

Beginner to intermediate learners seeking a practical and intuitive understanding of how money grows and what it means to make smart financial decisions,College and university students studying finance, business, economics, accounting, or related fields who need a strong foundation in time value of money, interest calculations, and investment appraisal techniques,Early-career professionals in finance, banking, consulting, or corporate roles who want to refresh or deepen their understanding of financial mathematics,Aspiring entrepreneurs or business owners looking to make better investment and budgeting decisions using proven financial tools like NPV, IRR, and annuity calculations,Anyone interested in personal financial planning — whether it's saving for retirement, understanding loans, evaluating investments, or budgeting for major life goals